{"id":5587,"date":"2026-04-15T10:12:22","date_gmt":"2026-04-15T08:12:22","guid":{"rendered":"https:\/\/www.precura.be\/?p=5587"},"modified":"2026-04-15T10:26:09","modified_gmt":"2026-04-15T08:26:09","slug":"newsletter-mars-2026","status":"publish","type":"post","link":"https:\/\/www.precura.be\/fr\/newsletter-mars-2026\/","title":{"rendered":"Newsletter mars 2026"},"content":{"rendered":"

[et_pb_section fb_built=\u00a0\u00bb1″ disabled_on=\u00a0\u00bboff|off|off\u00a0\u00bb _builder_version=\u00a0\u00bb4.21.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb da_disable_devices=\u00a0\u00bboff|off|off\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb da_is_popup=\u00a0\u00bboff\u00a0\u00bb da_exit_intent=\u00a0\u00bboff\u00a0\u00bb da_has_close=\u00a0\u00bbon\u00a0\u00bb da_alt_close=\u00a0\u00bboff\u00a0\u00bb da_dark_close=\u00a0\u00bboff\u00a0\u00bb da_not_modal=\u00a0\u00bbon\u00a0\u00bb da_is_singular=\u00a0\u00bboff\u00a0\u00bb da_with_loader=\u00a0\u00bboff\u00a0\u00bb da_has_shadow=\u00a0\u00bbon\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.20.4″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb4.20.4″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_image src=\u00a0\u00bbhttps:\/\/www.precura.be\/wp-content\/uploads\/\/2020\/10\/Precura-Verzekeringen-Logo-.svg\u00a0\u00bb title_text=\u00a0\u00bbPrecura-Verzekeringen-Logo-\u00a0\u00bb _builder_version=\u00a0\u00bb4.22.1″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb width=\u00a0\u00bb40%\u00a0\u00bb module_alignment=\u00a0\u00bbcenter\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_image][et_pb_text _builder_version=\u00a0\u00bb4.27.5″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb hover_enabled=\u00a0\u00bb0″ global_colors_info=\u00a0\u00bb{}\u00a0\u00bb sticky_enabled=\u00a0\u00bb0″]<\/p>\n

On s’occupe de demain<\/span><\/h1>\n

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Ainsi, vous prot\u00e9gez l\u2019essentiel<\/h2>\n

[\/et_pb_text][et_pb_image src=\u00a0\u00bbhttps:\/\/www.precura.be\/wp-content\/uploads\/2026\/04\/Wereldgezondheidsdag-7-april.png\u00a0\u00bb title_text=\u00a0\u00bbWereldgezondheidsdag 7 april\u00a0\u00bb show_bottom_space=\u00a0\u00bboff\u00a0\u00bb force_fullwidth=\u00a0\u00bbon\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.5″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb module_alignment=\u00a0\u00bbcenter\u00a0\u00bb custom_margin=\u00a0\u00bb||||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb|36%|0px|36%|false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00a0\u00bb1_5,3_5,1_5″ _builder_version=\u00a0\u00bb4.24.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_color=\u00a0\u00bb#f8f8f8″ global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb1_5″ _builder_version=\u00a0\u00bb4.24.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_column][et_pb_column type=\u00a0\u00bb3_5″ _builder_version=\u00a0\u00bb4.24.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.5″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_margin=\u00a0\u00bb|||-26px||\u00a0\u00bb custom_padding=\u00a0\u00bb0px||0px||true|false\u00a0\u00bb hover_enabled=\u00a0\u00bb0″ locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb sticky_enabled=\u00a0\u00bb0″]<\/p>\n

Le 7 avril : Journ\u00e9e mondiale de la sant\u00e9<\/strong><\/h2>\n

Chaque ann\u00e9e, le monde s’arr\u00eate un jour pour r\u00e9fl\u00e9chir \u00e0 la sant\u00e9. Mais pour les ind\u00e9pendants, chaque jour compte. Un employeur qui continue de vous payer en cas de maladie ? Vous n’en avez pas. Une r\u00e9serve qui se d\u00e9clenche automatiquement ? Non plus. Seuls 38 % des ind\u00e9pendants disposent aujourd’hui d’une assurance revenu garanti. Les 62 % restants s’en remettent au destin ou \u00e0 des \u00e9conomies qui s’\u00e9puisent plus vite que pr\u00e9vu.<\/p>\n

La Journ\u00e9e mondiale de la sant\u00e9 n\u2019est pas un motif de panique. C\u2019est toutefois le moment id\u00e9al pour se poser une question concr\u00e8te : si vous ne pouvez pas travailler demain, qu\u2019est-ce qui change ?<\/p>\n

Un revenu garanti n\u2019apporte pas de r\u00e9ponse \u00e0 cette question. En revanche, il rend la situation nettement moins difficile.[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.5″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_margin=\u00a0\u00bb|||-26px||\u00a0\u00bb custom_padding=\u00a0\u00bb0px||0px||true|false\u00a0\u00bb hover_enabled=\u00a0\u00bb0″ locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb sticky_enabled=\u00a0\u00bb0″]<\/p>\n

Source : Journ\u00e9e mondiale de la sant\u00e9<\/strong><\/em><\/a><\/p>\n

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Votre c\u0153ur : petit geste, grande impact<\/strong><\/h2>\n

Chaque jour, le c\u0153ur bat environ une centaine de milliers de fois. Sans que vous y pr\u00eatiez attention.<\/p>\n

Les cardiologues sont unanimes: ce ne sont pas les interventions radicales qui d\u00e9terminent la sant\u00e9 de votre c\u0153ur \u00e0 long terme, mais les habitudes que vous maintenez au quotidien. Pas de r\u00e9gime de six semaines, pas de marathon ! Mais de petits changements r\u00e9alisables qui, mis bout \u00e0 bout, font la diff\u00e9rence.<\/p>\n

Ce qui fonctionne et pourquoi :<\/strong><\/p>\n

Faites au moins 30 minutes d’exercice par jour, cinq jours par semaine.<\/strong><\/p>\n

Qu’il s’agisse de marche, de yoga ou d’une activit\u00e9 physique plus intense, ce qui compte, c’est la r\u00e9gularit\u00e9, pas l’intensit\u00e9. L’exercice am\u00e9liore votre tension art\u00e9rielle, r\u00e9duit votre taux de cholest\u00e9rol et pr\u00e9serve litt\u00e9ralement la jeunesse de votre c\u0153ur.<\/p>\n

Mangez plus de v\u00e9g\u00e9taux, moins d’aliments transform\u00e9s.<\/strong>
\nLes recommandations nutritionnelles sont claires : plus de l\u00e9gumineuses et de noix, moins de viande rouge et de viande transform\u00e9e, et \u00e9viter au maximum les aliments ultra-transform\u00e9s.<\/p>\n

Dormez 7 \u00e0 9 heures par nuit<\/strong><\/p>\n

Pendant le sommeil, les cellules se r\u00e9g\u00e9n\u00e8rent, le syst\u00e8me immunitaire se renforce et des hormones importantes sont lib\u00e9r\u00e9es. Le manque de sommeil favorise les inflammations et augmente les hormones du stress.<\/p>\n

G\u00e9rez activement votre stress<\/strong><\/p>\n

Se d\u00e9tendre quotidiennement, que ce soit par la m\u00e9ditation, une promenade ou la lecture, diminue de mani\u00e8re significative votre rythme cardiaque et votre tension art\u00e9rielle.<\/p>\n

Bonne nouvelle :<\/strong> il n\u2019est jamais trop tard pour adopter de nouvelles habitudes! M\u00eame apr\u00e8s 50 ans, chaque ajustement peut faire une r\u00e9elle diff\u00e9rence.<\/p>\n

Votre corps est votre outil de travail le plus pr\u00e9cieux Prenez-en soin!<\/p>\n

Sources : Conseil Sup\u00e9rieur de la Sant\u00e9 \/ American Heart Association \/ CDC, 2024 \/ Soci\u00e9t\u00e9 europ\u00e9enne de cardiologie \u2014 esc.org<\/em><\/a><\/p>\n

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\u00catre ind\u00e9pendant et en arr\u00eat de travail : la r\u00e9alit\u00e9 des chiffres<\/strong><\/h2>\n

On ne pr\u00e9voit pas un burn-out. Ni un infarctus. Ni une hernie discale dont on souffre pendant des mois. Pourtant, l’incapacit\u00e9 de travail de longue dur\u00e9e chez les ind\u00e9pendants n’est plus une exception. En 2023, 32 826 ind\u00e9pendants \u00e9taient en incapacit\u00e9 de travail depuis plus d’un an, soit une hausse de 20 % par rapport \u00e0 2019. 69 % de ce groupe \u00e9taient d\u00e9j\u00e0 en incapacit\u00e9 depuis au moins trois ans.<\/p>\n

Que vous verse l’\u00e9tat quand cela arrive ?<\/strong><\/p>\n

L’indemnit\u00e9 journali\u00e8re pour un travailleur ind\u00e9pendant isol\u00e9 (sans personne \u00e0 charge) s’\u00e9l\u00e8ve \u00e0 64,27 \u20ac. Par mois, cela repr\u00e9sente environ 1 600 \u20ac bruts. Pour un avocat, un m\u00e9decin, un architecte… ce n’est pas un filet de s\u00e9curit\u00e9, c’est une chute libre. De plus, 28 % des ind\u00e9pendants ont constitu\u00e9 moins de trois mois de r\u00e9serve d’\u00e9pargne. Trois mois? Alors qu’une convalescence dure en moyenne bien plus longtemps…<\/p>\n

Un revenu garanti vient combler ce manque, non pas comme une solution de dernier recours, mais comme un choix \u00e9vident!<\/strong><\/p>\n

Source : Montant de votre indemnit\u00e9 forfaitaire en p\u00e9riode d\u2019incapacit\u00e9 primaire (ind\u00e9pendant) |INAMI<\/em><\/a><\/p>\n

[\/et_pb_text][et_pb_button button_url=\u00a0\u00bbmailto:business@precura.be\u00a0\u00bb button_text=\u00a0\u00bbContactez notre \u00e9quipe\u00a0\u00bb button_alignment=\u00a0\u00bbcenter\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.5″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb hover_enabled=\u00a0\u00bb0″ global_colors_info=\u00a0\u00bb{}\u00a0\u00bb sticky_enabled=\u00a0\u00bb0″][\/et_pb_button][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_5″ _builder_version=\u00a0\u00bb4.24.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

– Journ\u00e9e mondiale de la sant\u00e9
\n– Votre c\u0153ur : petit geste, grande impact
\n– \u00catre ind\u00e9pendant et en arr\u00eat de travail<\/p>\n","protected":false},"author":9,"featured_media":5586,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"

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Wij zorgen voor morgen<\/span><\/h1>

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\"4.27.0\" _module_preset=\"default\" background_color=\"#f8f8f8\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.24.0\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.5\" _module_preset=\"default\" link_option_url=\"https:\/\/wecoach.be\/nl\/detail\/health-screening-2-0-introductie\" global_colors_info=\"{}\"]<\/p>

Zo verzekert u wat echt onmisbaar is<\/h2>

[\/et_pb_text][et_pb_image src=\"https:\/\/www.precura.be\/wp-content\/uploads\/2026\/04\/Wereldgezondheidsdag-7-april.png\" title_text=\"Wereldgezondheidsdag 7 april\" show_bottom_space=\"off\" force_fullwidth=\"on\" _builder_version=\"4.27.5\" _module_preset=\"default\" module_alignment=\"center\" custom_margin=\"||||false|false\" custom_padding=\"|36%|0px|36%|false|true\" global_colors_info=\"{}\"][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"1_5,3_5,1_5\" _builder_version=\"4.24.0\" _module_preset=\"default\" background_color=\"#f8f8f8\" global_colors_info=\"{}\"][et_pb_column type=\"1_5\" _builder_version=\"4.24.0\" _module_preset=\"default\" global_colors_info=\"{}\"][\/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.24.0\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.5\" _module_preset=\"default\" custom_margin=\"|||-26px||\" custom_padding=\"0px||0px||true|false\" locked=\"off\" global_colors_info=\"{}\"]<\/p>

Wereldgezondheidsdag op 7 april<\/strong><\/h2>

E\u00e9n dag per jaar staat de wereld stil bij gezondheid. Maar voor wie zelfstandig werkt, telt elke dag. Een werkgever die doorbetaalt bij ziekte? Die heeft u niet. Een buffer die automatisch springt? Die ook niet. Slechts 38% van de zelfstandigen heeft vandaag een verzekering gewaarborgd inkomen. De overige 62% vertrouwt op het lot of op spaargeld dat sneller opraakt dan verwacht.<\/p>

Wereldgezondheidsdag is geen oproep tot paniek. Wel een goed moment om \u00e9\u00e9n concrete vraag te stellen: als u morgen niet kunt werken, wat verandert er dan? Een gewaarborgd inkomen geeft geen antwoord op die vraag. Het maakt
haar minder zwaar.<\/p>

Vooruitdenken over gezondheid is dus geen pessimisme, het is professioneel inzicht. Precura helpt zelfstandigen om ook bij langdurige uitval hun financi\u00eble rust te bewaren, zodat de focus kan blijven waar die hoort: op herstel en continu\u00efteit.[\/et_pb_text][et_pb_text _builder_version=\"4.27.5\" _module_preset=\"default\" custom_margin=\"|||-26px||\" custom_padding=\"0px||0px||true|false\" locked=\"off\" global_colors_info=\"{}\"]<\/p>

Bron : 7 april: Wereldgezondheidsdag \u00b7 Gezondheid en wetenschap<\/strong><\/em><\/a><\/p>

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Uw hart: kleine gewoontes, groot verschil<\/strong><\/h2>

Uw hart klopt vandaag zo'n 100.000 keer. Zonder dat u er bij stilstaat. Cardiologen zijn het erover eens: het zijn niet de drastische ingrepen die uw hartkracht op lange termijn bepalen, maar de gewoontes die u dagelijks volhoudt. Geen dieet van zes weken, geen marathon! Wel kleine, haalbare aanpassingen die optellen.<\/p>

Wat werkt - en waarom ?<\/strong><\/p>

Beweeg minstens 30 minuten per dag, vijf dagen per week.<\/strong><\/p>

Of het nu wandelen, yoga of intensiever sporten is, wat telt is regelmaat, niet intensiteit. Beweging verbetert uw bloeddruk, verlaagt uw cholesterol en houdt uw hart letterlijk jonger.<\/p>

Eet meer plantaardig, minder bewerkt.<\/strong>
De voedingsrichtlijnen zijn duidelijk: meer peulvruchten en noten, minder rood en bewerkt vlees, en ultra-bewerkte voeding zoveel mogelijk vermijden.<\/p>

Slaap 7 tot 9 uur per nacht.<\/strong><\/p>

Tijdens de slaap herstellen cellen zich, wordt het immuunsysteem versterkt en worden belangrijke hormonen vrijgemaakt. Onvoldoende slaap bevordert ontstekingen en verhoogt stresshormonen.<\/p>

Beheer uw stress actief.<\/strong><\/p>

Dagelijks ontspannen, of het nu meditatie, een wandeling of lezen is, verlaagt aantoonbaar uw hartslag en bloeddruk.<\/p>

Het goede nieuws:<\/strong> bijsturen kan op elke leeftijd. Ook na uw vijftigste maakt een aanpassing een meetbaar verschil.<\/p>

Als zelfstandige bent u uw eigen grootste kapitaal. Uw brein beschermen is geen luxe \u2014 het is investeren in uw meest waardevolle bedrijfsmiddel.<\/p>

Uw lichaam is uw werkinstrument. Behandel het als uw meest waardevolle bedrijfsmiddel.<\/strong><\/p>

Bronnen: Gezondheidsraad, Richtlijnen Goede Voeding december 2025 \/ American Heart Association \/CDC, 2024 \/ European Society of Cardiology - esc.org<\/em><\/a><\/p>

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Uitvallen als zelfstandige: wat de cijfers \u00e9cht zeggen<\/strong><\/h2>

Niemand plant een burn-out. Of een hartinfarct. Of een rughernia die maanden aanhoudt. Toch is langdurige arbeidsongeschiktheid bij zelfstandigen geen uitzondering meer. In 2023 waren 32.826 zelfstandigen langer dan een jaar arbeidsongeschikt, een stijging van 20% tegenover 2019. 69% van die groep was al minstens drie jaar out.<\/p>

Wat krijgt u van de overheid als het zover komt?<\/strong><\/p>

De wettelijke dagvergoeding voor een alleenstaande zelfstandige bedraagt \u20ac64,27. Samenwonend is dat \u20ac49,29. Per maand betekent dat minder dan \u20ac1.600 bruto. Voor een advocaat, arts, architect,... is dat geen vangnet maar dat is een vrije val. 28% van de zelfstandigen heeft bovendien minder dan drie maanden spaarreserve opgebouwd. Drie maanden? Bij een herstel dat gemiddeld veel langer duurt.<\/p>

Een gewaarborgd inkomen vult dat gat. Niet als worst case scenario als logische keuze.<\/strong><\/p>

Bron: Bedrag van uw forfaitaire uitkering tijdens een periode van primaire ongeschiktheid | RIZIV<\/em><\/a><\/p>

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